We use Corel to do all of our artwork and pictures for our beading patterns. It too is quite an expensive program. (It's a write-off for us because it is business related).
Back to the 2-tone color scheme......I kinda like the idea of 2 tone, but I agree that it should be at the line closer to the windows. (beltline).
It looks weird to have it just from the molding, down. It looked OK on the red one, but that vehicle has been lowered. Didn't like it so much on the stock height blue one. Although, I did like the colors you chose for the blue. I am usually not a big fan of blue, but it's pretty.
Here is another look you might consider, lol. (I actually kinda like it, but I am not going to do it to mine).
300SDude